Home California Why Is Insulin So Expensive? (And 4 Tips to Afford Yours)

Why Is Insulin So Expensive? (And 4 Tips to Afford Yours)

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Why Is Insulin So Expensive? (And 4 Tips to Afford Yours)

If you’re unable to afford insulin, consider following one of these strategies.

For Insulin Emergencies, Seek Medical Help

Some people with diabetes who can’t afford to take as much insulin as their doctors prescribe take dangerous measures, such as using expired insulin or rationing their supply by taking less than they need. Up to 30 percent of Americans with diabetes report rationing or skipping their insulin due to its high cost.

Rationing or skipping insulin can be life-threatening. If you’re in severe or immediate need of insulin, don’t wait to seek help. Go to the nearest hospital emergency department (ED) for immediate treatment. If you aren’t near a hospital, you can call 911.

Use Less Expensive Over-the-Counter Insulin

If you can’t afford prescription insulin brands, many pharmacies sell over-the-counter insulin, including Regular (R) insulin, a short-acting insulin for use before meals, and NPH (neutral protamine Hagedorn) insulin, an intermediate-acting basal insulin that is taken at least twice per day.

These over-the-counter insulins are older formulations that are no longer preferred for diabetes treatment. While available without a prescription for a relatively low price, these options are considerably more difficult to use than modern insulins, and may be more likely to cause hypoglycemia.

Use a Coupon or Patient Assistance Program

The “Big Three” manufacturers each offer patient assistance programs for people who cannot afford their insulin:

You can also look online for manufacturers’ coupons and savings cards:

If you’re unsure what kind of help you qualify for, check out GetInsulin.org, a resource cultivated by a nonprofit diabetes advocacy group that can direct you to assistance programs for which you’re eligible.

Other organizations that can help you find information on, and access to, insulin include:

Other Resources

Ask your doctor to review your course of treatment to see if there are any lower-cost insulins or delivery systems they can prescribe that will allow you to maintain the same level of health and quality of life you find acceptable. Be sure that the conversation is thorough and covers any hidden costs, such as extra testing strips.

Other potential resources could include:

  • Local community health centers, which are federally supported clinics that provide primary care services, including diabetes care for patients who are uninsured or underinsured, or have a very low income.

  • Traveling to Mexico or Canada to buy insulin, as it costs less in these countries.

The Takeaway

  • Up to 30 percent of Americans diagnosed with diabetes have reported rationing or skipping their insulin entirely due to lack of affordability. Not receiving proper insulin can cause life-threatening complications.
  • You should never have to skip or ration insulin because you can’t afford it. If you’re having trouble paying for insulin, let your doctor know as soon as possible.
  • There are many resources available for Americans who need insulin but lack the means to pay for it. Your doctor may be able to prescribe you a lower-cost insulin, or you may qualify for an assistance program from an insulin manufacturer.

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