Bookmakers’ Rating: How to Choose the Best One

Bookmakers’ Rating: How to Choose the Best One

Bookmaking has become an integral part of the world of sports and entertainment. Today, there is a vast number of bookmaking companies, and the choice can be overwhelming. But how do you determine which bookmaker is the best for you? In this article, we will present a bookmakers’ rating and share tips on choosing the best option for your needs.

Criteria for Evaluating Bookmakers

1. Reliability and License

Before placing bets, make sure that the bookmaker has the appropriate license and is regulated by official authorities. This ensures that your gaming experience will be fair and safe.

2. Variety of Events

A good bookmaker provides a wide selection of events for betting. They should cover various sports, cultural events, and political happenings.

3. Odds

High odds make bets more profitable. Compare the odds offered by different bookmakers to choose the best option.

4. User-Friendliness

An intuitive interface and a convenient mobile version are crucial for a comfortable bookmaker’s platform.

5. Bonuses and Promotions

Many bookmakers offer bonuses and promotions for new and regular customers. Evaluate what bonuses are available and the terms associated with them.

6. Deposit and Withdrawal Options

It’s important that the bookmaker offers various methods for depositing and withdrawing funds, and that these methods are reliable and quick.

Top Bookmakers’ Rating

1. 1xbet

  • Reliability: Licensed and regulated.
  • Variety of Events: Wide selection of sports and cultural events.
  • Odds: Competitive odds.
  • User-Friendliness: Intuitive interface.
  • Bonuses and Promotions: Numerous bonuses for players.
  • Deposit and Withdrawal Options: Various payment methods.

2. Parimatch

  • Reliability: Licensed and established in the market.
  • Variety of Events: Covers various sports and esports.
  • Odds: Competitive odds.
  • User-Friendliness: Simple and user-friendly interface.
  • Bonuses and Promotions: Regular bonuses and promotions.
  • Deposit and Withdrawal Options: A wide range of payment systems.

3. Fonbet

  • Reliability: One of the oldest bookmakers with a license.
  • Variety of Events: Main focus on sports events.
  • Odds: Competitive odds.
  • User-Friendliness: Convenient interface and mobile app.
  • Bonuses and Promotions: Regular bonuses and promotions.
  • Deposit and Withdrawal Options: Various payment and withdrawal methods.

How to Choose a Bookmaker

When choosing a bookmaker, it’s recommended to consider your preferences and needs. Compare various parameters and assess which bookmaker aligns with your criteria. Regardless of your choice, always gamble responsibly and remember the rules of gambling. Best of luck with your betting experience!

**Visit the bet-rate.top website for additional information on bookmakers and their ratings.**

Combating Anaerobic Infections With HBOT Mechanisms And Outcomes

In the big battle against germs that don’t need oxygen, hyperbaric oxygen therapy (HBOT) has shown itself as a powerful method. Infections that grow well in places with low oxygen can be stopped by the high-oxygen spaces inside HBOT chambers. This treatment, once well-known for helping a lot with sickness from deep water pressure and faster healing of hurts, is now getting strong support in the field of fighting against infectious diseases. The air-filled chambers of HBOT make it hard for bacteria that don’t like oxygen to grow. This aids the body in healing quicker.

HBOT’s move into the field of treating infectious diseases shows a big increase in its medical use. HBOT uses its special power to fill the body with oxygen. This helps with the exact conditions that anaerobic bacteria need to grow well. This not only stops the growth of these germs but also helps the body’s defense, making HBOT very important in handling difficult infections. As more people use HBOT, it shows how versatile it is and how important its getting in various health fields.

How HBOT works to fight anaerobic bacteria better: The science explained

HBOT does a good job fighting infections that don’t like oxygen. This is because it provides more oxygen to the body at greater pressure than normal. When there is more oxygen, it stops the growth and survival of some bacteria that don’t like too much oxygen. Air bubbles prevent bacteria from multiplying, and they also improve our body’s natural defenses. This means two ways to fight these hard-to-beat germs.

How HBOT chambers help fight infections better

  • Oxygen Toxicity to Bacteria: The high levels of fresh air in the chamber make it hard for bacteria that can’t live with oxygen to survive.
  • Enhanced White Blood Cell Function: HBOT makes white blood cells work better, helping them beat infections more easily.
  • Improved Antibiotic Efficacy: The treatment can help certain antibiotics get in better, making them work better against strong strains.
  • Reduction in Inflammation: By lessening swelling, HBOT helps make it easier for healing.
  • Stimulation of New Blood Vessel Growth: More oxygen helps grow new blood vessels, making it easier for blood to reach sick areas.

Case studies: Witnessing the impact of HBOT on anaerobic infections

The best way to show how HBOT helps with anaerobic infections in real life is through stories about individual cases. People with anaerobic, sometimes deadly infections have gotten much better using high-oxygen treatment. These problems include difficult-to-treat deep tissue infections and foot ulcers in diabetics that are hard to manage due to anaerobic bacteria. Using HBOT all the time has helped to clear infections, heal faster, and make people healthier overall.

The science of HBOT has seen amazing improvements, and each one gives new hope to fight against anaerobic infections. More complex control systems and improved safety features have been added to hyperbaric chambers. This makes them top-notch medical machines.

Enhancements in chamber design and functionality

Modern HBOT chambers now have new features that help make patients safer and treatments work better. These include:

  • Automated Control Systems: Better computer systems help control oxygen levels and pressure exactly. This lets us give specific treatments for each patient.
  • Advanced Safety Mechanisms: New safety tools make sure that the chambers work better. They also keep patients and users safe.
  • Improved Patient Comfort: Designs that are easy to use and have things like entertainment systems already built-in make long hospital stays more comfortable for patients.
  • Enhanced Monitoring Capabilities: Systems watch patient health and chamber conditions in real time. This makes sure the best treatment conditions are there.
  • Increased Accessibility: Smaller and easy-to-carry designs have made HBOT chambers available in many types of medical places. This includes big hospitals and smaller clinics.

The impact of technological advancements on treating infections

These improvements in HBOT chambers greatly help to treat severe infections directly. Being able to accurately manage the treatment setting means each session can be made best for tackling diseases, including hard to fight anaerobic bacteria. Also, better safety and comfort parts mean that patients can have longer and more regular sessions if needed, without feeling anaerobic or risky like in older versions.

As technology keeps getting better, HBOT can help with serious infections more and more. In the future, new changes might make control of treatment places even better. This would help HBOT work even better. Research and development that are still happening promise to find new ways to treat difficult infections. This could change how HBOT is used in treating sickness caused by germs.

In the end, the improvements in hyperbaric oxygen therapy technology are a big step forward in treating serious infections that don’t need oxygen. These improvements make treatments better and also make sure patients are safe and comfortable. As we go on, the part of HBOT in medical care keeps changing. It is becoming a very important tool in modern health care, especially in battling deadly infections. The path of HBOT, from a special treatment to an important part of managing sickness, shows how useful it can be in medical care today.

Best Office Table Deals in the Philippines

Introduction:

A well-designed office space is vital for productivity, and a central element of that space is the office table. In the Philippines, where a growing number of businesses and professionals are in need of functional and stylish office furniture, finding the best office table deals can be a game-changer. Whether you’re setting up a home office, renovating your workspace, or starting a new business, this article will guide you through some of the best office table deals available in the Philippines.

Office Table:

When it comes to office furniture in the Philippines, supporting homegrown brands is a great way to find quality products at affordable prices. Companies like Mandaue Foam and Blimp Fine Furniture offer a wide range of office tables that cater to different needs and preferences office table. Mandaue Foam, in particular, is known for its budget-friendly yet durable furniture options. Whether you need a minimalist desk for your small apartment or a spacious executive desk for your corporate office, these brands have you covered.

IKEA Philippines:

IKEA, a Swedish furniture giant, entered the Philippines market a few years ago, and it quickly became a go-to destination for affordable and stylish office furniture. IKEA’s wide selection of office tables, ranging from standing desks to traditional workstations, offers something for everyone. The brand is also known for its flat-pack furniture, making it easy for you to transport and assemble your new office
table.

Office Table Price:

In the age of e-commerce, online marketplaces have become a popular choice for finding the best office table deals in the Philippines. Lazada and Shopee, two of the leading online platforms in the country, host various sellers offering a wide array of office tables at competitiveoffice table price. Plus, you can read customer reviews and compare prices, helping you make an informed decision before making a purchase. Just be cautious and check the seller’s ratings and reviews to ensure a smooth buying experience.

Second-Hand Office Tables:

If you’re on a tight budget or looking for unique pieces, consider buying second-hand office tables. Websites like OLX and Facebook Marketplace have thriving communities of sellers offering pre-owned furniture, including office tables. While they may have some signs of wear, you can find good-quality tables that have been well-maintained. This option is both budget-friendly and eco-friendly, as it reduces the demand for new furniture production.

Department Stores:

Large department stores like SM and Robinsons in the Philippines offer a wide selection of office tables, from affordable options to more high-end pieces. These stores often run sales and promotions, so you can find excellent deals if you time your purchase right. Additionally, you can physically inspect the furniture in-store before buying, ensuring it meets your needs and preferences.

Counter Table:
Specialty stores that focus on office furniture can be a treasure trove for those looking for the best office table deals in the Philippines. Stores like Office Warehouse and Office World have a wide range of office tables, including ergonomic options and pieces designed for specific purposes, such as conference tables or workstationscounter table. These stores often provide expert advice to help you choose the right office table that suits your needs.

Custom-Made Office Tables:

For those with specific requirements and a higher budget, consider investing in custom-made office tables. Companies like Custom-made Furniture Philippines offer the possibility to design and build office tables tailored to your exact specifications. While this option may be more expensive, it ensures that you get a one-of-a-kind piece that perfectly fits your workspace and style.

Office Table Price Philippines:

When hunting for the best office table deals, it’s crucial to consider the style that suits your workspace. Here are a few popular styles you can find in the Philippines:

  1. Minimalist: If you prefer a clean, simple design, minimalist office tables with sleek lines and basic colors may be your best choiceoffice table price philippines. These tables are versatile and can blend into various office aesthetics.
  2. Modern and Contemporary: Modern office tables often feature a combination of materials like glass, metal, and wood, providing a trendy and sophisticated look. They are ideal for businesses that want to project a progressive image.
  3. Traditional: For a classic and timeless look, consider traditional office tables made from rich, dark woods like mahogany or oak. These tables often come with intricate detailing and a formal feel.
  4. Industrial: Industrial-style office tables are characterized by raw materials like metal and distressed wood. They are ideal for creative or tech-centric workspaces looking for a rugged, urban feel.

Conclusion:

Finding the best office table deals in the Philippines is a matter of exploring various options, considering your budget, and selecting a style that suits your workspace. Whether you choose to support local brands, opt for the convenience of online marketplaces, or invest in custom-made furniture, there’s an office table deal that’s perfect for your needs. A well-chosen office table can transform your workspace and boost your productivity, making it a valuable investment for any business or professional.

 

Bruxism Treatment with Botox: Pros and Cons

Bruxism is a problem that is bothering more and more people. The major signs are involuntary tooth grinding and jaw clenching, often during sleep. Today, there are numerous ways to treat this condition. One of the options is the use of Botox for bruxism treatment. Let’s take a closer look at the advantages and disadvantages of this method.

Why Is It Necessary to Treat Bruxism?

Of course, this disease is not fatal. For some time, a patient may not even notice the symptoms because the negative impact on health comes not from the teeth grinding but from the consequences of this action. However, if bruxism is left untreated, the adverse effects will become more and more noticeable over time and cause a lot of discomfort. The reason is that this disease affects sensitive areas of the human body, such as teeth and oral cavity.

So, if you continue ignoring bruxism for some time, you may face the following issues:

  1. Teeth grinding and excessive clenching during sleep. Initially, these signs are uncomfortable, mainly for a patient’s family members.

  2. Hypersensitivity of teeth.

  3. Biting cheeks and pushing the tongue. Patients may experience pain.

  4. Restricted ability to open the mouth.

  5. Constant failures of dental restorations.

  6. Increase in the size of the chewing muscles. They become excessively fatigued, especially during chewing and speaking.

  7. Inflammation of the periodontal ligament of the teeth. This symptom may cause pain during biting.

  8. Excessive sensitivity, clicking, and pain in the temporomandibular joints. It can manifest as discomfort in the ear or front of the ear.

  9. Headache, especially in the temples.

  10. Tooth enamel abrasion.

How Does Treatment with Botox Work?

The main effect of Botox is blocking nerve impulses from the brain to muscle fibers, which relaxes muscles and, as a result, smooths wrinkles, the result most of us want to see. However, this drug has a positive effect not only in cosmetology. It can be useful in treating bruxism by helping relax the chewing muscles that are responsible for teeth grinding.

It is important to remember that Botox injection, especially if it’s chosen as a method of bruxism treatment, is a rather complicated process. The drug must be correctly injected. Moreover, a specialist should carefully follow storage conditions and dose selection. You can’t do this at home by yourself, as you can seriously harm your health. Only an experienced, certified medical professional is authorized to conduct procedures like this. After all, the drug must affect specific muscles and reach them precisely.

In general, the procedure is painless. However, local anesthesia can be used at the patient’s request. With the help of a thin needle, Botox is injected directly into the chewing muscles, which are overstretched and cause bruxism. After the procedure, involuntary tooth grinding stops.

When Is Botox Recommended?

There are several ways to treat bruxism. Often, patients follow their preferences while choosing a treatment method. However, only a doctor can decide if this procedure is necessary. Although each case is individual, bruxism treatment with Botox is usually recommended in the following cases:

  • discomfort when the lower jaw moves;

  • clicking in the lower jaw;

  • preparation for classical prosthetics;

  • pain in the temporomandibular joint;

  • pronounced enamel abrasion;

  • pain in the chewing muscles or their overstrain;

  • inability to open the mouth.

Benefits of Botox in Bruxism Treatment

This treatment method has many advantages:

  1. Effective treatment of bruxism. Discomfort, tension, and painful spasms gradually disappear.

  2. Quick results. Patients may feel relief as soon as in a few days.

  3. The procedure is quite fast. It takes 15 to 20 minutes to inject Botox. After that, a patient does not need additional treatment and can return to their usual activities immediately.

  4. The medicine is not addictive.

  5. Smoother facial features in the jaw area. Patients who want to narrow their faces visually may enjoy this perk.

  6. Complications are usually absent.

  7. The drug is excreted from the body naturally. No medical intervention is required. After that, muscle mobility returns.

  8. The ability to straighten the lip line and correct a gum smile without surgery.

  9. The drug does not affect the functioning of other facial structures.

Disadvantages of Using Botox to Treat Bruxism

Even though this method has many benefits, you should also consider the cons:

  1. The effect of Botox lasts for 3-4 months. During this time, muscle fibers that have not contracted decrease in size.

  2. Side effects from using Botox are possible, although they are extremely rare and usually associated with the medicine application procedure. These may include pain, bruising, or swelling at the injection sites.

  3. In some cases, special skin care is required.

  4. If necessary, you might need to visit a doctor once again to improve or maintain the result of the injections.

When analyzing the disadvantages of using Botox, remember about the potential complications. For example, it can be bleeding or an infection. However, these consequences are mostly related to the doctor’s professionalism. So, considering the procedure, be responsible for choosing a medical specialist. His knowledge, experience, and skills will help minimize the risks as much as possible.

When Is Botox Prohibited?

This medicine is not a panacea for aging and bruxism. Its effects wear off over time, which necessitates repeated injections. However, there are cases when this medication cannot be used, no matter how much the patient wants to do it.

Here are the contraindications to the use of Botox:

  • pregnancy;

  • severe mental disorders and neuromuscular diseases;

  • diabetes mellitus;

  • oncological diseases;

  • ulcers and other inflammatory processes on the skin;

  • the acute stage of viral diseases;

  • an allergy to Botox, such as itching and rashes at the injection sites.

The list of treatment options for bruxism is growing. Now, you can get rid of teeth grinding, which causes so many negative health consequences, with the help of Botox. The method continues gaining popularity, even though most people associate this tool mainly with cosmetic procedures. Botox safely relaxes the masticatory muscles that are in high tone, which significantly alleviates the symptoms of bruxism.

Best Payout for Online Slot Games to Play

Finding the best payout online slot games is a quest many gamblers embark on to maximize their chances of winning. These games, known for their high Return to Player (RTP) rates, offer players better odds and a theoretical advantage over time. While no slot can guarantee a win, choosing games with higher RTPs can improve your chances of securing a payout in the long run. Remember, the key to ทดลองเล่นสล็อตฟรี is to play responsibly, leveraging bonuses and promotions to your advantage, and choosing games that align with your preferences and play style. With the right approach, online slots can provide thrilling entertainment and the potential for rewarding payouts.

RTP and Its Importance

At the core of discerning the best payout online slots is the RTP. The Return to Player percentage is a theoretical calculation that indicates the amount of money a slot pays back to its players over an extended period. For instance, a slot with an RTP of 96% theoretically returns $96 for every $100 wagered. Slots with higher RTP rates are generally more attractive to players, as they promise better long-term payouts.

The Elite of High RTP Slots

Online slots have become renowned for their high RTP rates, often exceeding 96-99%. These games are considered the cream of the crop for payout potential. Engaging with these slots can significantly enhance a player’s chances of winning, making them highly sought after in the online gambling community.

Volatility and Its Role in Payouts

Another crucial factor to consider is a slot’s volatility or variance, which refers to the risk involved in playing a specific game. High volatility slots offer larger payouts but less frequently, while low volatility slots provide smaller wins more often. High RTP combined with low to medium volatility is typically the sweet spot for players seeking regular wins without compromising on payout potential.

Progressive Jackpots: The High-Reward Path

Progressive jackpot slots offer a different kind of allure. While their base RTP rates might not always be as high as some of the best payout to ทดลองเล่นสล็อตฟรี the possibility of hitting a life-changing jackpot makes them irresistibly attractive to many. Games by Microgaming may have a lower RTP in the base game but offer progressive jackpots that can reach millions, embodying the ultimate high-risk, high-reward scenario.

Leveraging Bonuses and Promotions

To maximize your payouts, it’s advisable to leverage casino bonuses and promotions wisely. Many online casinos offer free spins, deposit bonuses, and other incentives that can extend your playtime and increase your chances of hitting a big win. However, always read the terms and conditions to ensure the bonuses are favorable and do not impose unreasonable wagering requirements.

Finding the Best Payout Slots

Discovering the best payout slots requires some research. Start by checking the RTP rates, which are usually listed in the game’s information or help section. Online casino forums, reviews, and comparison sites can also provide valuable insights into the games that offer the best returns. Additionally, reputable online casinos often feature sections dedicated to high RTP or payout slots, making it easier for players to find these games.

The Importance of Playing Responsibly

While the allure of high payouts is undeniable, it is essential to approach online gambling with responsibility. Set a budget, stick to it, and never chase losses. Online slots should be enjoyed as entertainment, not as a means to earn income. Utilizing responsible gaming tools provided by online casinos can help manage and limit your gambling activity effectively.

The Future of Online Slots Payouts

The online casino industry is evolving, with game developers striving to create more engaging and rewarding slots. Innovations in game design, including the new bonus features and interactive elements, promise to enhance the payout potential and entertainment value. As competition among online casinos intensifies, players can expect more generous RTP rates and bonus offerings to attract their business.

A Roadmap for Launching Your App in the Booming Fitness & Wellness Market

California is a paradise for the fitness & wellness industry. The possibility for an active lifestyle, the warm climate and a strongly health-conscious culture create demand for fitness-related products and services, leading to the growth of startups in the industry. Tech solutions are always here to support these initiatives.

As a business analyst, I’ve analyzed dozens of product ideas and I can say that whatever fitness application you are going to build, it’s important to strike a balance between technology and human touch, because the best products are always backed by personalities.

So, whether you’re looking to digitize your offline fitness business or create a new product, this guide will highlight features and trends you need to consider.

Observe The Trends

The platforms and applications we use are always a response to fitness and wellness trends. Before moving on to planning your product, it’s always a good idea to figure out what is happening in the market in more detail. That way, you will be able to better understand the needs of your future users and catch the wave of the most promising features. Here are just a few of the most significant trends shaping the industry:

  • Personalization of fitness routine
  • Integrated mental health features
  • Wearable integrations
  • Virtual reality workouts

When it comes to platforms, mobile applications continue to hold the highest popularity. This is due to the convenience they offer, allowing users to access training sessions from anywhere – be it at home, in the gym, or in open areas – with a simple tap on their smartphones.

AI Features That Can Help Your App Outshine the Competitors

The fitness industry takes full advantage of artificial intelligence. AI features can offer you additional competitive advantages and boost user experience. Here are some of the most popular ones:

  • AI data analytics generates insights into workout effectiveness, sleep patterns, nutrition, and overall health, enabling users to make informed decisions regarding their fitness journey.
  • Corrective feedback features can analyze how users perform specific exercises and provide them with actionable feedback to improve their performance.
  • AI chatbots guide users through workouts, providing real-time feedback and motivational cues.

Of course, this is not an exhaustive list. AI features may vary depending on the app and its intended purpose, as different fitness apps cater to various aspects of health and wellness.

How to Launch Your Fitness App Step-by-Step

Let’s break down the process of developing a fitness app into the main stages. Even though it can look a little different depending on a product type and its functionality, the core milestones include the following:

STEP 1: Defining a target audience. Find out who your ideal users are and understand what they want and expect. Explore the specific market segment where your fitness app can make a difference by filling the gaps or addressing the needs that are currently unmet.

STEP 2: Create a feature list. Define your software product functionality and integrations with third-party solutions and prioritize the features based on their critical significance and the value they provide to users.

STEP 3: Think about monetization strategy. Decide how you’re going to generate revenue (subscription, ads, etc.). The selected monetization approach can impact the decision-making process regarding the software’s architecture and other tech stack during the development phase.

STEP 4. Engage experienced developers

Having a basic product vision, you can hire engineers to bring your idea to life. You don’t always need to build an in-house engineering team, and you can opt for an outsourcing model instead. In this way, you will get your product done without thinking about which specialists you need and how to organize their work.

STEP 5: Create UI/UX design

If you have a designer who can create the user interface (UI) and user experience (UX) for your project, you can proceed to this stage before the one mentioned earlier. In this case, the designer will collaborate with the developers using design materials as a guide.

  1. STEP 6: Build and test your app 

At this stage, the development team focuses on the development of functionality and user interface, setting up servers, databases, etc. This also includes testing your app to make sure everything works as expected.

  1. STEP 7: Deploy, maintain and update

Your app is ready to be placed in the app store(s) of your choice. It’s also important to ensure the smooth operation of the product after its launch and provide ongoing technical support. Make sure to gather and analyze user feedback, as it holds immense value for enhancing the app further.

Wrapping Up

All the above is based on 14+ years of MobiDev’s software engineering & consulting experience. We built our first fitness app for a client more than ten years ago.

If you have an idea for a fitness product and are looking for experienced software consultants and engineers to bring it to life, you can contact us to discuss your project. Your fitness domain experience, combined with our deep technological expertise, can result in a truly meaningful product that will stand out from the crowd and take its place in the market.  Recently we expanded our presence to Sacramento, CA and can now be closer to our clients in California.

Author: Danylo Nazarenko, Business Analyst at MobiDev

Lear Capital Explains Precious Metals’ Liquidity Could Be a Critical Factor in 2024

Selecting a mix of assets can help you create a well-balanced portfolio. After some of the events that occurred in the cryptocurrency market in recent years, for instance, a number of young investors are now considering introducing physical precious metals into their portfolio, says Kevin DeMeritt, founder of precious metals firm Lear Capital.

In November 2022, crypto exchange Binance announced it planned to cash in $580 million worth of cryptocurrency trading platform FTX’s crypto tokens. FTX filed for bankruptcy, and as investors attempted to liquidate some of their other crypto investments in response, CNN Business reported a number of the firms suspended withdrawals.

“Uncertainty in the market [can] leave investors nervous about how certain coins are going to be treated, and ultimately the liquidity they’ll have,” DeMeritt says. “They put a lot of faith in crypto, and it’s had a lot of volatility, so they want to diversify from digital to real gold. It might not be their entire portfolio — [but] gold has a 5,000-year track record; compared to crypto, with a 12-year track record, you’re just going to get a lot more predictability.”

Interspersing Investments

A self-directed individual retirement account — a type of IRA that offers similar tax advantages to a conventional IRA — gives you the freedom to include numerous types of assets in the account. Alternative options like private placement securities and promissory notes can be held in the IRA, along with the stocks, bonds, and mutual funds you might find in a conventional one.

You can also include physical precious metal assets in a self-directed IRA, such as gold and silver coins that possess the fineness level the IRS requires — at least 0.995 for gold and 0.999 for silver (with the exception of the American Eagle gold coin, which has a lower fineness).

While a custodian, such as a bank or trust company, typically acts as the trustee for the account, a self-directed IRA essentially puts you in the driver’s seat regarding asset selection. You can dedicate a certain portion of the funds that are associated with the account toward specific physical precious metals and other kinds of investments, customizing your asset allocation based on factors such as your specific savings goals and the current value of what’s held in the account.

Reducing the amount of some assets you own, though, may not be an immediate process. Stocks, for instance, can experience significant market fluctuations. If, when one dips, you decide you want to sell it to prevent further losses, reduced demand could make obtaining a desirable price challenging.

Precious metals like gold, however, have historically tended to retain value, due in part to their limited availability and long-lasting durability. With an extremely malleable nature and resistance to tarnishing or corroding, gold has been used in jewelry, electronics, and dozens of other applications.

Gold’s continued demand and ability to be exchanged fairly easily for other forms of currency have helped heighten prices for the precious metal — and prompted a number of investors to view it as a relatively liquid asset.

After remaining generally stable throughout the 1800s and early 1900s, the average annual price for 1 troy ounce of gold doubled in the early 1930s, according to National Mining Association data, and kept moving upward.

As Lear Capital reported late last year, by Dec. 4, 2023, gold prices had hit a high of more than $2,100 per ounce — a new record for the metal.

“One of the biggest misconceptions is that gold is this relic and doesn’t have this great performance,” Kevin DeMeritt says. “Gold has dramatically outproduced the stock market.”

A Massive Influx of Resources May Not Be Likely

Although recycling can help augment the available amount of precious metals, it doesn’t seem to be able to solve all supply needs.

Silver recycling activity grew for the third consecutive year in 2022, rising 3%, according to the Silver Institute. However, that same year, the silver market experienced a record deficit of 253 million ounces.

A report from precious metal refining service provider Core Scientific estimated approximately $10 billion worth of gold, platinum, and other precious metals are tossed out every year.

The amount of additional precious metal assets that are introduced into circulation annually is largely dependent on mining operations, Kevin DeMeritt says, which tend to be fairly consistent.

“That really doesn’t change all that much,” the Lear Capital chairman says. “You can only pull so much gold out of the ground — and even with new technology, we’re having to go deeper and deeper inside the Earth to get it. The biggest [supply] impact right now is the demand side.”

Central banks, for instance, have been voracious gold buyers, snapping up roughly a fifth of the gold that’s been mined, according to World Gold Council records.

“They’re not speculators; they’re not day traders,” Kevin DeMeritt says. “They hold that metal for 10, 15, 20 years at a time. That metal is gone — and you’re not talking about small amounts.”

A 2023 YouGov survey found that — due to factors such as interest rate levels, inflation, and geopolitical risks — 69% of central banks have higher gold reserve levels now than they did five years ago.

If that type of purchasing continues, Lear Capital’s Kevin DeMeritt says precious metal asset prices could echo the activity we saw during the COVID-19 pandemic, when the interest in gold and silver helped push coin premiums up.

“If you go to the U.S. Mint as a dealer and purchase a Silver American 1-ounce Eagle, usually you would pay $2.50 over the spot price for that coin,” he says. “During the pandemic, you had the supply side issues; they couldn’t run the mint as much as they wanted to, and you saw a tremendous demand. That $2.50 premium skyrocketed to $14 and $15 over the spot price of silver.”

Healthcare Providers Must Oppose Policies that Prioritize Profits Over Patients

Doctors and healthcare providers play a pivotal role in safeguarding public health through diagnosing illnesses, performing surgeries, and administering vaccinations. However, they frequently encounter barriers in fulfilling their obligation to maintain the health of Americans due to the profit-driven nature of the healthcare system. Corporate ownership, cost-cutting initiatives, and discriminatory practices pose significant obstacles that impede healthcare providers from adequately addressing the health needs of their patients. One such discriminatory practice is the utilization of Quality-Adjusted Life Years (QALYs), which further exacerbates disparities in healthcare access and perpetuates discrimination within the healthcare system.

QALYs are a measure of the value of health outcomes, including both the quality and quantity of life lived. They are used in economic evaluation to assess the value of medical interventions. One QALY equates to one year in perfect health, with scores ranging from 1 (perfect health) to 0 (dead). QALYs inform health insurance coverage determinations, treatment decisions, program evaluations, and priorities for future programs. Patients living with disabilities and older adults have a lower QALY by default and thus are disadvantaged in all medical opportunities. Under cost-effectiveness tactics like QALY, healthcare providers are often forced to dedicate less time and resources on such patients because they are economically worth less than a younger or healthier patient receiving the same treatment.

The reality is that doctors are often forced to see more patients in less time, which often conflicts with the best delivery of care entrusted to them by their patients. The use of cost-effectiveness practices and other discriminatory utilization management tactics by health insurers, aimed at saving money for a health plan, is placing unnecessary burdens on healthcare providers. Consequently, healthcare is becoming inaccessible for vulnerable patients, while also interfering with the trusted relationship between a patient and provider.

The American Medical Association’s Declaration of Professional Responsibility requires physicians to “[treat] the sick and injured with competence and compassion and without prejudice.” However, the use of QALYs place a lower value on the lives and patient preferences of aging populations and people with disabilities—the very populations who need continued support from their healthcare providers.

The Hippocratic oath emphasizes the physician’s obligation to act in the best interest of the patient. As advocates for patients, physicians have a moral, ethical, and legal duty to challenge discriminatory cost-effectiveness strategies. Otherwise, we will continue to see marginalized patients lose out on treatments and care that can transform their lives. H.R. 485, the Protecting Care for All Patients Act, bans the use of discriminatory measures such as QALYs. The House has already passed this critical legislation, and it is now incumbent upon the Senate to follow suit and uphold the principles of fairness and equality in healthcare.

Robert Bitonte, MD, JD, LLM is the president at the American Academy of Legal Medicine. He resides in California. 

Know Your Rights: Navigating Legal Encounters in Marin County

In the bustling, picturesque landscapes of Marin County, where the rush of daily life meets the serenity of nature, it’s vital to remember that unexpected encounters with the law can happen to anyone. Whether it’s a simple traffic stop or something more complex, knowing your legal rights is your first line of defense. This guide is your beacon through the fog of legal encounters, designed to empower you with knowledge and confidence, courtesy of seasoned Marin County defense attorneys.

The First Encounter: Your Rights During a Police Stop

Imagine you’re driving home from a day out in the vibrant streets of San Rafael or the peaceful trails in Point Reyes, and you see those flashing lights in your rearview mirror. Your heart might skip a beat, but remember, this is where your rights come into play.

You have the right to remain silent. You’re obliged to provide your identification, but you don’t have to answer questions about where you’ve been, your activities, or whether you’ve consumed alcohol. Politely say, “I choose to exercise my right to remain silent.”

You have the right to refuse a search. If asked to search your vehicle, you can lawfully decline. However, if there’s probable cause, law enforcement might proceed with a search. Remember, being polite yet firm shows you’re informed, not confrontational.

The Cornerstone of Your Defense: The Right to an Attorney

Should the unthinkable happen and you find yourself under arrest, invoking your right to legal representation is crucial. You can state, “I want to speak to an attorney.” This halts further questioning until your attorney is present.

For those worried about the cost of legal representation, Marin County offers resources like public defenders for individuals who qualify. These dedicated lawyers are your champions, ensuring that your rights are protected in court.

If You’re Arrested: Steps to Navigate the Process

Being arrested can feel like a whirlwind, but keeping a clear head and following these steps can make a significant difference:

Stay Calm: Keep your emotions in check to think clearly and protect your rights.

Invoke Your Rights: Politely but firmly state your intention to remain silent and your desire for legal representation.

 Contact a Defense Attorney: As soon as you’re able, get in touch with a defense attorney who can guide you through the next steps and start building your defense.

Remember, everything you say can be used against you in court, so it’s essential to speak through your attorney.

When Rights Feel Wronged: What To Do

If you believe your rights have been violated during an encounter with law enforcement, it’s important to document everything as soon as possible. Write down officer names, badge numbers, and the details of the encounter. Then, contact a defense attorney. They can advise you on the best course of action, whether it’s filing a complaint or pursuing legal action.

Wrapping It Up: Your Rights Are Your Armor

In the scenic beauty and bustling life of Marin County, knowing your rights isn’t just about legal protection—it’s about peace of mind. This guide isn’t just a list of instructions; it’s a testament to the power of being informed, prepared, and supported by professionals who are dedicated to justice.

Whether you’re a longtime resident or just passing through, remember that understanding your legal rights is the first step in navigating any encounter with the law successfully. And should you ever need them, Marin County’s defense attorneys are here to stand by your side, ensuring that your rights are not just words on paper, but shields in the face of adversity.

Ready to stand informed and empowered? Keep this guide close, and never hesitate to reach out to a Marin County defense attorney for advice, representation, and peace of mind. Here’s to your rights, your defense, and your freedom!

Revolutionizing Aesthetics: Unveiling West Medical’s Mastery in Cosmetic Surgery

Welcome to the world of transformative possibilities, where innovation meets expertise and beauty is redefined. In recent years, the field of cosmetic surgery has witnessed remarkable advancements that go beyond the surface, delving into the realm of holistic well-being. One name that stands out in this evolving landscape is West Medical. Let’s embark on a journey exploring the forefront of cosmetic surgery and the unique expertise that West Medical brings to the table. 

The Art of Transformation 

Beyond Beauty: The Holistic Approach 

In an era dominated by visual standards, cosmetic surgery is not merely about enhancing aesthetics but embracing a holistic approach to well-being. West Medical takes pride in understanding that true beauty emanates from self-confidence and a positive self-image. Their commitment extends beyond the surgical table, emphasizing the importance of mental and emotional well-being. 

Harnessing the power of active voice, West Medical’s approach isn’t just about procedures; it’s about a personalized transformation journey. Patients are not treated as mere cases but as individuals with unique stories, aspirations, and dreams. This patient-centric ethos sets the stage for a remarkable experience, ensuring that each person feels seen, heard, and valued. 

Transitioning seamlessly between the surgical and emotional aspects, West Medical brings a touch of humanity to cosmetic procedures, fostering a sense of empowerment and self-love. 

Innovation Redefined: West Medical’s Technological Edge 

In the ever-evolving landscape of cosmetic surgery, technology plays a pivotal role in enhancing precision, safety, and outcomes. West Medical stands at the forefront of innovation, integrating cutting-edge technologies into their practice. From state-of-the-art surgical techniques to advanced imaging and simulation tools, they leverage the power of technology to deliver results that not only meet but exceed expectations. 

In this era of information, patients are empowered to make informed decisions about their journey. West Medical ensures transparency by providing a comprehensive understanding of the procedures, potential outcomes, and recovery processes. This commitment to education empowers patients, fostering a partnership between the medical team and those seeking transformative change. 

Personalized Excellence 

The Artistry of West Medical’s Surgical Team 

At the heart of West Medical’s success is a team of skilled and compassionate surgeons who approach their craft as an art form. Beyond technical proficiency, these surgeons embody a keen understanding of the individualized nature of beauty. Every procedure is a canvas, and each patient’s unique features guide the brushstrokes of transformation. 

West Medical’s surgeons are not just practitioners; they are artists sculpting dreams into reality. With an emphasis on natural-looking results and a dedication to precision, the surgical team at West Medical brings expertise and artistry to every procedure, ensuring that each patient emerges not only transformed but feeling authentically themselves. 

Tailored Solutions for Every Journey 

Recognizing that there is no one-size-fits-all solution in cosmetic surgery, West Medical takes pride in offering a diverse array of procedures tailored to individual needs. Whether it’s body contouring, facial rejuvenation, or minimally invasive treatments, the menu of options is as varied as the unique stories of those seeking transformation. 

The emphasis on customization extends to the consultation process, where patients are actively engaged in the decision-making journey. This collaborative approach ensures that the end result aligns seamlessly with the patient’s vision, creating a sense of ownership and satisfaction. 

Redefining Confidence 

Embracing Confidence: A Journey of Self-Love 

Beyond the physical transformations, West Medical recognizes the profound impact that cosmetic surgery can have on an individual’s confidence and self-esteem. The ripple effect of feeling comfortable in one’s skin extends far beyond the surface, influencing personal and professional aspects of life. 

Through the lens of active voice, West Medical’s transformative impact on confidence is more than just a statistical achievement – it’s a collection of empowering stories. Patients share testimonials of newfound confidence, self-love, and the courage to embrace life fully. In the journey of self-discovery, West Medical is not just a destination but a trusted companion. 

Nurturing Emotional Well-Being 

In the pursuit of beauty, emotional well-being is a cornerstone often overlooked. West Medical stands apart by acknowledging the emotional aspects of cosmetic surgery. The process is not a race but a guided journey, where emotional support is as crucial as the surgical expertise. 

Transitioning seamlessly between the emotional and physical, West Medical’s commitment to nurturing emotional well-being is evident in their post-operative care. From counseling services to support groups, they ensure that patients have a robust network to lean on during their transformative journey. 

Safety and Trust 

A Sanctuary of Safety: West Medical’s Commitment 

In the realm of cosmetic surgery, safety is paramount. West Medical understands the trust that patients place in their hands and takes this responsibility seriously. The surgical facilities are equipped with the latest safety measures, and the medical team adheres to the highest standards of care. 

The transparency that defines West Medical’s approach extends to safety protocols. Patients are not just recipients of procedures; they are partners in their safety. This collaborative approach fosters trust, creating a safe and secure environment where patients can confidently pursue their transformative goals. 

Educating for Empowerment

 

Knowledge is a powerful tool, and West Medical believes in empowering patients through education. Beyond the surgical suite, the company actively engages in community outreach and educational initiatives. From informative seminars to online resources, West Medical demystifies the world of cosmetic surgery, ensuring that individuals can make informed decisions about their well-being.

 Click here to learn more about how West Medical is transforming lives through education and empowerment. 

Beyond Boundaries 

Global Impact: West Medical’s Reach 

The impact of West Medical extends beyond geographical boundaries. With a commitment to making transformative care accessible, they have become a beacon of excellence not just locally but globally. Patients from diverse backgrounds and cultures find solace in the expertise and compassion that define West Medical’s approach. 

Transitioning seamlessly between local and global impact, West Medical’s journey is one of transcending boundaries, bringing the gift of confidence and self-love to individuals around the world. 

Joining the West Medical Family 

In the realm of cosmetic surgery, the decision to embark on a transformative journey is significant. Choosing West Medical is not merely selecting a service; it’s joining a family dedicated to redefining beauty and well-being. From the initial consultation to the final result, the journey with West Medical is a partnership built on trust, expertise, and a shared commitment to celebrating the uniqueness of every individual.

 In conclusion, West Medical’s expertise in cosmetic surgery goes beyond the scalpel; it’s a celebration of individuality, confidence, and self-love. The world of aesthetics is evolving, and West Medical stands at the forefront, shaping the narrative of beauty with compassion, innovation, and a commitment to transformative excellence.

 

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